Time to talk business!!! Then why is this listed in the “Active Lifestyle” Section?  Well, Mrs. Zakski and I are about to embark on our honeymoon.  You better believe we are going to be very “active” … with lots of walking, hiking, swimming, dancing, and adventure haha.  Our trip is going to take us to a few different countries all over Europe.  Stay tuned to the site and socials because I will be doing a post from each location and so will she.

 So, what does this have to do with understanding currency exchange? Lots, a lot of money can be saved, or lost based on knowing or not knowing a few key pieces of information.  That’s what todays blog is all about, knowing a couple of simple yet important facts that will keep you confident about what is going on with your money when you are in a different country.

Should I use my Credit Card, or should I get money for my trip?

Both have some positives and negatives in my mind. We came to the decision that we are going to do a bit of both for the various reasons below.

Using a credit card:


-You don’t have to worry about carrying cash and getting it mixed up or lost

-Protection from fraud or if lost

Similar and in some cases better exchange rate than exchanging cash at the bank

Many cards offer benefits such as travel, rental car, and health insurance (can still be taken advantage of even if you decide not to use it for expenditures)


Harder to tip or make quick purchases with individuals

If lost, it will take the credit card company a couple of days to get you a new one (although they usually can quickly)

Not always excepted depending on where you are travelling or by smaller vendors

Harder to Haggle and bargain without some tangible coin

Using Cash is pretty much the same list just reverse but ill show it anyway.


You can tip easily and purchase things on the fly

– You can Haggle, flash some cash and get a deal

– Accepted everywhere that money exists… if it’s the right currency

– Can get you out of a pinch if you lose everything but keep a stash somewhere like your hotel room safe.


There is no calling the Bank and having them reimbursing you if your robbed or loose all your cash.

– The pain of having to go to the bank and pay to exchange money.

– Not all banks carry all currencies so you may need to find a currency exchange store.  Most malls have these.

– Stick em up!!!! Being seen with a lot of cash may make you an even bigger target for crime

One other little note and something to be aware of is that when you “google” the exchange rate of two currencies the number that you get will not likely be the amount you pay to exchange the money.  Banks and credit cards charge a premium to make money. This varies from institution to institution, but you can usually expect to pay a few cents more that what google says (The market value of the currencies).  At the time of writing this for example, there was a difference of 4 cents between what google said and the actual amount the bank wanted to charge me to exchange CAD and USD.

 There is a lot more to it but hopefully this will help clear up a few pre-vacation questions before your next trip.  As always thanks for reading and I hope you will come back to follow our EuroTrip!  Like and subscribe to our socials at the top right of the page to get some video coverage haha.

  1. Sweet blog! I found it while searching on Yahoo News.
    Do you have any tips on how to get listed in Yahoo News?
    I’ve been trying for a while but I never seem to get there!
    Appreciate it

  2. Nice post. I used to be checking constantly this weblog and
    I am inspired! Extremely useful info specifically the ultimate part :
    ) I care for such info a lot. I used to be seeking this
    particular information for a long time. Thank you and best of luck.

  3. You really make it seem so easy with your presentation but I find this
    topic to be really something which I think I would never understand.
    It seems too complicated and extremely broad for
    me. I am looking forward for your next post, I will try to get the hang of

  4. I am a website designer. Recently, I am designing a website template about gate.io. The boss’s requirements are very strange, which makes me very difficult. I have consulted many websites, and later I discovered your blog, which is the style I hope to need. thank you very much. Would you allow me to use your blog style as a reference? thank you!

  5. I am a student of BAK College. The recent paper competition gave me a lot of headaches, and I checked a lot of information. Finally, after reading your article, it suddenly dawned on me that I can still have such an idea. grateful. But I still have some questions, hope you can help me.

  6. I am sorting out relevant information about gate io recently, and I saw your article, and your creative ideas are of great help to me. However, I have doubts about some creative issues, can you answer them for me? I will continue to pay attention to your reply. Thanks.